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Dubai Land Department

Delayed Sale Mortgage Modification

This service allows the modification of an existing mortgage contract registered under a delayed sale agreement. Modifications may include changes to the loan duration, property space, or name on the contract, and are processed based on a formal request from the financing bank.

What you need to bring

  • Original delayed sale contract
  • Original mortgage contract
  • Letter from the bank stating the details of the modification, with the authorized bank signatory present at the time of registration
  • Passport and Emirates ID of the property owner (non-residents: passport only)
  • Power of Attorney + POA holder's passport and Emirates ID (if applicable)
  • Owner or authorized POA holder must be present to sign at the time of registration

What it costs

DLD fees

  • AED 1,000 modification fee
  • Knowledge fee: AED 10 per applicable fee
  • Innovation Dirham fee: AED 10

How to pay

To DLD: card or payment link

How long it takes

The whole process is completed in 10–20 minutes at the Trustee office.

Ready to get started?

Book an appointment at our Trustee office and our team will handle the rest.

Book this service
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